Embrace VS. Eusoh Comparison 2021

Embrace vs. Eusoh Comparison 2021

Our Review Method

In this review, we investigate each pet insurance provider thoroughly. We provide information regarding what each brand offers, as well as the pros and cons. Below is a convenient chart scoring each company on a five-star rating system.

Overall Winner

Embrace

Eusoh

Coverage

5

4

Costs

4

4.5

Plans

4.5

3.8

Customer service

5

4

Overall Winner

4.6

4.1


*While this chart shows Embrace as the clear winner, that doesn’t mean that Eusoh isn’t a good company. Continue reading our full review to find which pet insurance provider will better meet the needs of your pet.

Pro's

  • Embrace pays claims between eight and nine days on average.
  • Pets are covered even outside of the U.S.
  • Optional Wellness Rewards plan available as an add-on Routine Care Plan.
  • You have the freedom to visit any veterinarian.
  • There’s a deductible feature included at no additional cost.

Con's

  • Preexisting conditions of your pet aren’t covered.
  • Illnesses and accidents only cover pets aged 1-14.

Embrace is a pet insurance company that reimburses up to 90% of your pet’s unexpected medical bills through its customizable plans.

Coverage: Accident and Illness

  • All illness and injuries
  • Surgery and hospitalizations
  • Specialty care, including emergency care
  • Breed-specific conditions
  • Hereditary conditions (purebred pets)
  • Congenital conditions
  • Chronic conditions
  • Cancer treatment
  • Behavioral therapy
  • Diagnostic testing
  • Prescription medications
  • Alternative therapies, including rehabilitation

Coverage: Wellness Rewards

  • Wellness exam fees
  • Vaccinations
  • Heartworm prevention (flea and tick included)
  • Spay/neuter surgery
  • Routine blood and fecal tests
  • Microchipping
  • Grooming
  • Nutritional supplements and prescription diet food
  • Preventative dental care such as teeth cleaning
  • Training
  • Hip dysplasia exams
  • Gastropexy
  • Cremation or burial

Costs

  • Your pet’s species, gender, age, breed, and location determine the cost of your insurance plan.
  • Customized policy-based factors, such as the deductible, reimbursement percentage, annual maximum, and additional optional coverage also affect the total cost.
  • Initial enrollment fee of $25 as well as a $1 monthly processing fee.
  • Priced from $15.00 to $80.00 per month on average.

Customer Service

  • Email or phone support is offered Monday through Friday, 8:30 am-8:00 pm, and on Saturday from 9:00 am-1:00 pm.
  • For pet emergencies and general health questions, Embrace offers a 24/7 hotline.
  • Submit your claims in various ways, including fax, email, or mail. They additionally have an online portal and a mobile app, making claim submission or coverage changes easy.

You may also like the following comparison: Embrace VS PetPlan

EusohEusoh Logo

Pro's

  • The monthly cost caps at $65.
  • There’s no enrollment age limit applied.
  • Their referral program offers a $40 reward for every pet referred to Eusoh.
  • Choose any veterinarian in the U.S.

Con's

  • One year commitment is required or you lose your deposit.
  • Plans aren’t customizable.

A community-based pet insurance alternative, Eusoh operates through pet-parent groups that share costs.

Coverage

  • Injuries
  • Illness
  • Annual checkups
  • Cancer
  • Hereditary conditions
  • Congenital conditions
  • Surgeries
  • Prescribed medications
  • Alternative treatments
  • Wellness care

Costs

  • Members pay an average of $40-$45/month.
  • $17 monthly subscription fee.
  • Shared care cost varies monthly but maxes out at $48/month.
  • The yearly out-of-pocket expense is $250.

Customer Service

  • Eusoh’s website offers a convenient webchat.
  • Representatives available anytime via email or by phone, Monday through Friday, 9:00 am-5:00 pm

You may also like the following comparison: PetPlan VS Eusoh

Embrace vs. Eusoh Comparison Chart

Service

Embrace

Eusoh

Animals covered

Dogs and cats

Dogs and cats

Coverage type

Accident and illness; Wellness Rewards is an add-on plan

Accident, illness, and wellness

Costs

$15-$80/month, on average.

$45/month, on average. $65 maximum.

Waiting periods

Two days for accident coverage; 14 days for illness coverage

30 days

Network size

No network

Unlimited

Annual limits

Up to $30,000

Up to $8,500

Deductibles

Ranges between $200 and $1,000.

$250 annual deductible

Reimbursement amounts

Up to 90%

Up to 80%

Customer service

Fax, email, hotline, representative via phone, online portal, and mobile app

Webchat, email, and representative via phone

Additional services

The added-on Wellness Rewards plan provides additional coverage not usually offered.

Includes essential wellness and parasite prevention are a nice bonus for this comprehensive plan.

Our Honest Opinion About Embrace

Embrace provides more coverage for illnesses and injuries. The added-on Wellness Rewards plan nicely rounds out coverage of your pet’s essential needs. With a customizable plan, the customer can choose what they most need with assurance. It’s easy to see that Embrace is generally the company to choose.

Still Not Sure Which One to Choose?

I understand that picking the right pet insurance provider can be challenging. As a pet owner, pet insurance is an important decision. Check out our other pet provider comparisons to be informed of all the leading pet insurance providers so that you can feel comfortable with your choice.