Petplan VS. PEtsbest

Petplan vs. PetsBest Comparison

If you’re looking for insurance for your treasured, furry friend, this article is for you. Below, we will be reviewing two of the best companies that offer pet insurance: Petplan and PetsBes

Our Review Method

We compared PetPlan and PetsBest by looking at several criteria. These are policy coverage, customer service and reputation, ability to claim a repayment, plan customization, and policy price.

PetPlan

PetsBest

Policy coverage

5.0

4.4

Customer service and reputation

4.3

4.5

Claim repayment

2.6

4.1

Plan customization

5.0

5.0

Price of Policy

4.4

2.3

Overall Winner

4.25

4.05

From the above chart, you’ll notice that PetsBest scored slightly higher than Petplan. 

However, please don’t be misled; both companies offer excellent insurance and superb, unique plans.

PetplanPetPlan comparation

Below, we will discuss the features of Petplan.

Policy Coverage

Its policies include the following:

  • exam fees
  • x-rays
  • blood tests
  • ultrasounds
  • cat scans
  • MRIs
  • rehabilitation
  • specialized exams
  • surgery
  • hospitalization
  • emergency care
  • specialty care
  • hydrotherapy
  • chronic conditions
  • cancer
  • diagnostic treatment
  • alternative/holistic therapy
  • euthanasia
  • non-routine dental treatment
  • hereditary conditions
  • congenital conditions
  • prescription medications.
  • wellness coverage

Customer Service and Reputation

Petplan has an A+ rating from the Better Business Bureau and AM Best. This means that its customer service is seen as excellent, and there’s not much to fault.

Claim Repayments

You can claim repayments for up to 30 days. Usually, Petplan’s turnaround time is five days. However, due to Covid-19, it may take a bit longer.

Plan Customization

Petplan offers a lot of customizable options. You can choose your annual maximum from $5,000, $15,000, or unlimited. Reimbursement levels are 70%, 80%, or 90%, and annual deductibles can be $250, $300, or $500.

Price of Policy

Pricing begins at $64.42, Making it one of the more expensive companies. You must get an official quote as this may vary depending on your pet and your plan customization.

You may also like the following comparison: Eusoh VS PetPlan

PetsBestPets best comparison

Next, we’ll  review PetsBest. 

Policy Coverage

Its policies include the following:

  • exam fees (must upgrade policy first)
  • x-rays
  • blood tests
  • ultrasounds
  • cat scans
  • MRIs
  • rehabilitation
  • specialized exams
  • surgery
  • hospitalization
  • emergency care
  • specialty care
  • hydrotherapy
  • chronic conditions
  • cancer
  • diagnostic treatment
  • alternative/holistic therapy
  • euthanasia
  • non-routine dental treatment
  • hereditary conditions
  • congenital conditions
  • prescription medications
  • wellness coverage

Customer Service and Reputation

PetsBest has an A+ rating from the Better Business Bureau. It isn’t rated by AM Best. 

Claim Repayment

PetsBest claim repayment averages around 25-40 days. It used to be eight or fewer days, but they’ve had a much higher demand for reimbursements in the last year and have thus fallen behind.

Plan Customization

Pet Best offers two annual coverage limits: $5,000 or unlimited. You can choose your reimbursement level of 70%, 80%, or 90%.  Your deductible choice is either $$50, $100, $200, $250, $500, or $1,000.

Price of Policy

Pricing begins at $38.97, but you’ll need to get an official quote as this may vary depending on your pet and your plan customization.

You may also like the following comparison: PetsBest VS HealthyPaws

 PetPlan vs PetsBest Comparison Chart

Service

PetPlan

  PetsBest

Animals covered

Dogs and Cats

Dogs and Cats

Coverage type

Use any vet

Use any vet

Costs

From $64.42 - varies by animal breed, age, location

From $38.97 - varies by animal breed, age, location

Waiting periods

15

14

Network size 

Any licensed vet

Any licensed vet

Annual limits

$5,000-$15,000

$5,000-$10,000

Deductibles

$100, $250, or $500 deductible with Complete Coverage 

$100-$1,000 per year

Reimbursement amounts 

70% to 90% of the total veterinary bill

70 - 90% of the total veterinary bill 

  Days to Claim

180

90

  Customer service 

The self-service area for you to make a claim or check the progress of claims

Phone and chat support, 24/7 pet helpline

Additional services 

Holistic therapies and treatments, including homeopathy, hydrotherapy, acupuncture, chiropractic care, and laser therapy performed by a licensed veterinarian offered.

Routine checks, wellness reports, and dental care is offered.

Our Honest Opinion About the Winner

PetsBest is more beneficial than PetsPlan, especially when it comes to reviewing the claim repayments. It offers extensive plan customization to suit your unique needs. It also came out much better when reviewing its customer service.

Still Not Sure Which One to Choose?

Your pet is very important to you. Make sure that the insurer you choose meets all your requirements. If you’re still unsure which insurance provider to use after reading the above article, please take your time and review https://bestpetinsurance.com/, which will give you more choices.