What Does Fetch Cover?
This insurer offers coverage for a wide range of expenses related to medical conditions or accidents. You can get reimbursed for basic pet-related costs such as vet exam fees, injuries (fractures, laceration, etc.), common pet conditions (digestive problems, infections, etc.), emergency care, hospitalization, CT scans, ultrasound, surgeries, rehabilitation therapy, diagnostic tests, treatment for cancer and other diseases, etc.
Additional procedures included in the insurer’s plans are dental illness expenses, acupuncture, hydrotherapy, behavioral therapy, and chiropractic therapy.
One of the peculiar services this company provides, which you can’t find in other competitors, is coverage for lost pets. If your dog or cat gets lost and you invest money in advertising to find them, you can ask for a reimbursement. Moreover, the company will also help you pay the reward if someone finds your pet.
The company offers unlimited coverage and the ability to personalize your maximum coverage limit. The minimum coverage is $500.
Fetch Features
Fetch pet insurance praises itself for offering more than 400,000 and counting. This company provides a fast and fuss-free claims process. Everything you need is available online via the company’s app. You can submit a reimbursement claim in minutes and get reimbursement in as little as two days. Another highlight is the service’s availability. It allows you to get reimbursed for any licensed veterinary in the United States or Canada.
Fetch Pricing Plans
Fetch allows you to customize your insurance policy according to the expenses you want to get coverage for. The price of your policy will depend on your pet’s age, species, breed, and your location. For example, small mixed breed adult dog insurance can cost around $20 per month. This applies to a policy with maximum coverage of $5,000 and annual deductibles of $500. The insurance plan has your pet covered in case of accident, illnesses, sick visit exams, diagnosis tests, surgery and rehabilitation, virtual vet visits, breed-specific conditions, specialist vet visits, and some dental conditions. The company doesn’t cover grooming, or preventive care expenses. You can also enjoy different discounts if you insure more than one pet.
Fetch Waiting Period
The waiting time to get reimbursed for illness or injury expenses via Fetch pet insurance is up to 15 days. However, hip or knee problems take more time – up to six months.
Reimbursement and Deductibles
This company can reimburse your pet-related expenses for up to 90%. The other available rates are 70% and 80%. The available deductibles include three options
· $250
· $300
· $500
Claims Process
The entire claim process is automated. You just have to log into your Fetch account on the app to submit your claim and invoices. In some cases, the company provides reimbursement in as little as two days. The company normally processes claims within 15 days after receiving them.
Why You Should Choose Fetch
Fetch pet insurance is a good choice if you are looking for a basic accident and illness insurance plan for your cat or dog. This service has some interesting extras you can’t find in many other pet insurance providers, such as the reimbursement you get for pet loss expenses and behavioral therapy.
Contact Details and Physical Address
You can contact the company by phone (866-509-0163) or email (info@fetchpet.com). The support service is not available 24/7.
Address
PO Box 1489,
Bolingbrook, Il, 60440
Why We Chose Fetch
Fetch pet insurance offers a series of advantages that drew our attention. Although this insurer doesn’t focus on prevention add-ons, it offers extensive coverage for illnesses, accidents and wellness plan add-ons. It also offers an intuitive and resource-rich website and excellent multi-channel customer support.
What Is Missing
Fetch doesn’t cover pre-existing conditions, breeding, pregnancy, nursing, elective procedures, and experimental therapies. Some services you can find in other insurers as add-ons but are not available with Fetch include grooming services, teeth cleaning, annual check-ups, treatments for parasites, and vaccines. Spaying and neutering are also unavailable.
Disclaimer
The information on this website is provided for the sole purpose of helping you make an informed decision when selecting a pet insurance company. Our team of experts thoroughly analyzes each brand in order to provide our readers with up-to-date and accurate information. However, the pricing plans and other insurance details mentioned in our reviews are subject to change as each company might update its offer. The information on our website does not constitute legal advice and should not be treated as such.
