What Does Lemonade
Cover?
Lemonade covers different pet
health-related expenses based on the insurance policy you purchase. The prices
are affordable. A basic plan can help you cover the following routine expenses:
ultrasounds, blood tests, CT scans, x-rays, etc.
The same basic insurance has you covered if
your pet requires emergency care and hospitalization. You can also get
reimbursed for prescription medication. However, like all pet insurance
companies, Lemonade won't cover the expenses related to pre-existing
conditions. You can't get an insurance policy if your pet is not at least two
months old.
Additional treatments and procedures that
are not covered elective surgery and alternative therapies.
Lemonade
Features
Lemonade is a fast and reliable pet
insurance company. It processes claims quickly. You could even get reimbursed the
same day. This company is customer-oriented. It has a seamless app where you
can get AI chat support at any time. Phone and email support are also
available. Lemonade Pet Insurance policies are affordable and can include
different add-ons. Besides all these, Lemonade is also involved in charity
donations, so part of what you spend on your policy goes to selected charities.
Lemonade
Pricing Plans
Lemonade allows you to customize your
policy with a preventive care and wellness plan. These plans can include annual blood
tests, up to six vaccines, parasite tests, microchipping, and the possibility
to reach out to medical experts via live chat.
The company also offers five additional add-ons which can help cover vet visit fees, physical therapy, dental illness, behavioral conditions, and end-of-life and remembrance.
Your monthly payment will depend on your
pet’s species and breed, state, annual limit, co-insurance, and annual deductible.
The average monthly cost for an adult dog with
maximum coverage of up to $20,000 and a rate of 80% can cost around $30 per
month. Cat insurance usually comes cheaper. For a young mixed breed cat, you
can pay as little as $10 monthly with a 70% coverage option and a maximum limit
of $20,000.
The minimum coverage limit with Lemonade is
$5,000, and the maximum is $100,000. If you insure several pets, you get a 5% multi-pet discount. If you pay for the whole year, you also get a 5% discount.
Lemonade
Waiting Periods
Lemonade has three waiting periods:
2 days for accidents
14 days for illnesses
6 months for cruciate ligament event
Reimbursement
and Deductibles
The reimbursement rate varies from 70% to
90%. There are three annual deductible options
·
$100
·
$200
·
$500
Claims Process
Lemonade allows you to make a claim via its
user-friendly app. All it takes to submit this request is to fill out and
submit a form. Afterward, the waiting time differs, but you could get
reimbursed even on the same day.
Why You
Should Choose Lemonade
This insurance carrier offers affordable
rates and the possibility to get additional coverage layers with the available
add-ons. This company offers a fast payout process and an intuitive app. It
also provides reliable customer support available via live chat.
Contact
Details and Physical Address
You can contact the company via live chat,
where you will be supported by an AI bot. Phone support ((844) 733-8666) and
email support help@lemonade.com are
also available.
Address
5 Crosby St., 3rd floor
New York, NY 10013
Why We Chose
Lemonade
Lemonade is a fast, user-friendly, and
affordable service. It is easy to get your pet insured via the app, submit a
claim, and get reimbursement in no time.
What Is
Missing
This company doesn't offer services in all
states.
Disclaimer
The information on this website is provided
for the sole purpose of helping you make an informed decision when selecting a
pet insurance company. Our team of experts thoroughly analyzes each brand in
order to provide our readers with up-to-date and accurate information. However,
the pricing plans and other insurance details mentioned in our reviews are
subject to change as each company might update its offer. The information on
our website does not constitute legal advice and should not be treated as such.
