Eusoh Pet Insurance Review

Eusoh (it’s pronounced you-so) Pet Insurance is an affordable, subscription-based alternative to traditional pet insurance; it’s a community health-sharing plan. When you register for a Eusoh account, you’ll end up joining a community group of pet owners. It's this group that will split the costs of your treatment through their deposit balance.

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Table of Contents

    What Does Eusoh Pet Insurance Cover? 

    Despite being an alternative to pet insurance, members are still able to enjoy the same level of protection that’s provided by a traditional pet insurer.

    There’s a lot of extras included within Eusoh’s plan which certainly takes the worry away when it comes to keeping your furry friends in the best possible shape. 

    For the prices that Eusoh is offering protection for, you might think you’d only be entitled to accident-only coverage, but there’s so much more on offer.

    Your wallet is covered against any costs arising from emergency care treatment, illnesses, cancer, annual checkups, orthopedic issues, hereditary conditions, prescription medications, routine care, and even wellness care – although this doesn’t include grooming, dental care, nail trimming or routine medications.

    Every time you submit a bill, each member of the group you’re in will pay a small percentage of what you’re entitled to.

    Better still, it’s in Eusoh’s best interest to keep vet bills as low as possible as they profit by keeping costs down, not by skimming off the top like a normal insurance company. 

    Pro's

    • A lot of protection is included in one simple subscription
    • Often cheaper than traditional pet insurance
    • No premiums – everyone pays the same subscription fee

    Con's

    • 30-day waiting period

    Eusoh Pet Insurance Reimbursement and Deductibles 

    As Eusoh isn’t your typical insurance provider and the subscription model is the same for all of its members, you aren’t able to customize plans with different reimbursement or deductible amounts.

    All of Eusoh’s members receive the standard 80% reimbursement and there’s no annual deductible. 

    Eusoh Pet Insurance Waiting Period

    The only downside to Eusoh is there’s a long waiting period before you’re able to start submitting claims.

    A 30-day wait is much longer than a traditional insurance provider and you’ll also have to wait until the 28th of every month to receive your money from any claims you’ve made. 

    How Much Does Eusoh Pet Insurance Cost? 

    Upon registration, you’ll be charged a deposit of $48, which you’ll then need to top up again once you’ve submitted your first claim.

    After that, you’ll be charged a flat rate of $17 per month and will also be billed for contributions to care amongst the group you’re in.

    Eusoh claims this additional monthly cost is usually around $15 per month, which means you’ll be paying around $30–$35 per month for your protection. 

    It’s worth noting that Eusoh will never charge you more than $65 per month, regardless of any accidents that have occurred within your group. 

    Customer Service and Satisfaction 

    Eusoh has a lot of happy customers but if you’re not satisfied with this community crowd-funding version of pet insurance, it offers a 30-day money-back guarantee which you can get by emailing the team, who you can also reach seven days a week with any other query you have.

    If you prefer speaking to someone over the phone, Eusoh’s customer service team is available between the hours of 9 AM to 5 PM (Monday–Friday)

    Our Rating – How Pawsome is Eusoh Pet Insurance?

    Eusoh makes a lot of sense and on average, it could help you save up over 50% on your insurance bills every month.

    That said, the 30-day waiting period is massive and it doesn’t help that you can only get paid on one day of every month.

    If you prefer a traditional insurance provider, you might want to try PetPremium, Healthy Paws, or Pet Assure, all of which offer generous insurance plans to keep your pets safe, complete with super fast reimbursements so you’ll never be out of pocket.