The policies this company offers cover your
pet in case of illness or accident. This service is suitable for pet owners who
are looking for extra benefits such as grooming services, dental care, and even
ambulance coverage.
There are lifetime and per-incidents
limits. You can get maximum coverage of $100,000 for the first and up to $10,000
for the latter.
Wagmo
Features
Wagmo offers a fast and streamlined pet
insurance claims process. This service is available online and via the
company’s’user friendly app. Wagmo has separate plans for wellness, and it
allows you to combine them with the basic accident and illness insurance in a
flexible way.
Wagmo Pricing
Plans
Wagmo’s pet insurance plans for accidents
and illnesses start at $13 per month. The wellness plan’s minimum price is $20
per month. You can mix and match the two options to create the most appropriate
coverage package for your pet. To estimate how much Wagmo insurance will cost
you, access the website and get an instant quote. The price of your premiums
will mainly depend on your pet’s age; the younger it is, the less you will pay.
The company’s coverage includes the
following reimbursable expenses:
·
Emergency
vet visits
·
Hospitalization
·
Surgery
·
Prescription
medication
·
Virtual,
at-home, and in-office care
·
X-rays
·
CT scans
·
Cancer
treatment
·
Ultrasounds
·
Congenital
and hereditary conditions
·
Prosthetics
·
Orthopedics
·
End of
life care
·
Pet
ambulance
·
Hip
dysplasia
For the basic coverage, the company will
only reimburse you for up to a certain number of procedures per year, based on
an annual cap. With Wagmo, you can save up to 10% if you get insurance for
multiple pets and an extra 15% discount after a year if there are no claims at
renewal.
The company’s wellness plan comes in three
versions, Classic ($36/month), Value ($20/month), and Deluxe ($59/month). Among
others, these plans include
·
Routine
exams
·
Vaccines
·
Blood work
·
Urinalysis
·
Fecal
tests
·
Flea, tick,
and heartworm medication
·
Grooming
Wagmo Waiting
Period
One of the advantages of choosing Wagmo as
your insurance provider is getting fast reimbursement. You can get your payout
via Venmo, Paypal, or bank transfer. For wellness claims, the waiting time is
24 hours. The waiting period until your policy becomes active after you’ve
signed up is 15 days for accidents or illness and 30 days for cancer treatment.
Reimbursement
and Deductibles
The company will reimburse you up to 100%
after you comply with the deductible requirements. Higher deductibles bring
lover monthly premiums. There are three deductible options
·
$250
·
$500
·
$1000
Claims Process
Wagmo offers a fast and stress-free
reimbursement process. You can get your money right away directly into your PayPal
or Venmo account, among others. All you have to do to get reimbursed is take a
photo of your bill and upload it to your Wagmo account.
Why You
Should Choose Wagmo
Wagmo offers comprehensive coverage that
includes many procedures and treatment types. They currently cover dogs and
cats only. A wide array of wellness and preventive care options are also
available with the wellness plan.
Contact
Details and Physical Address
You can contact the company at any time via
its live chat service or by filling out the web form in the Contact Us section.
The live chat service relies on a chatbot working 24/7. An email address is
also available (support@wagmo.io). We
couldn’t find phone support. The company operates Monday through Friday from 9
AM to 6 PM EST and Saturday between 11 AM and 7 PM EST.
Address
50 W 17th St, Floor 9
New York, 10011
Why We Chose
Wagmo
We chose Wagmo for its ease of use,
straightforward and comprehensive plans, and detailed information you can
easily find on its website.
What Is
Missing
Wagmo applies different limitations to the
coverage amount and the number of incidents you get covered for. Also, the
company doesn’t cover
·
Spaying
and neutering
·
Dental
surgery
·
Cosmetic
surgery
·
Boarding
·
Hydrotherapy
·
Prescription
food
·
Vitamins
and supplements
·
Breeding,
pregnancy, and birth-related expenses
·
Preventive
care treatments
·
Training
classes
·
Biohazard
fees
Disclaimer
The information on this website is provided
for the sole purpose of helping you make an informed decision when selecting a
pet insurance company. Our team of experts thoroughly analyzes each brand in
order to provide our readers with up-to-date and accurate information. However,
the pricing plans and other insurance details mentioned in our reviews are
subject to change as each company might update its offer. The information on
our website does not constitute legal advice and should not be treated as such.