Top 6 Reasons Why You
Should Get Kitten Insurance
Bringing a cute kitten home is always a
reason to be joyful. There are plenty of things you have to take care of to
accommodate this new family member. Besides food, accessories, toys, and
naturally, teaching the kitten what it should and shouldn’t do, there is
another priority you shouldn’t overlook — pet insurance. Kittens need an
insurance policy just as much as adult cats if not more. Here are the top six
reasons why you should get kitten insurance.
1. Kittens Require
Lots of Routine Appointments
Kittens need regular veterinary care. For
optimum health and wellness, the
American Animal Hospital Association recommends pet owners take their furry
friends to the vet at least once a year. After a veterinarian sees your
kitten for the first time, they can establish the frequency of future
appointments based on the kitten’s health. If your pet has or is likely to
develop a specific health problem, you might need to visit the vet more often
than annually. It goes without saying that all these check-ups, as well as any
treatment or intervention your pet, might require further down the line cost
money. To get some of these expenses covered, you should take out pet
insurance.
Among the most common routine care costs,
you will find
·
Vaccinations:
these start to be administered as soon as the kitten is 6-8 weeks old. As it
grows old, there are boosters like those for rabies that are required
periodically. Vaccinations are necessary for your pet’s health. Moreover, they
are even compulsory in some states or may be required by landlords.
·
Deworming:
this is essential especially if your cat lives both indoors and outdoors and is
more likely to eat something they find outside and get intestinal worms. Also, many
kittens simply get these while nursing.
·
Flee or
tick prevention treatments: these need to be tailored to the pet’s needs and
lifestyle and are essential to protect your kitten and home from these unwanted
parasites.
·
Spaying or
neutering: while most pet insurance companies don’t include these procedures in
their basic plans, you could get a wellness plan that covers these costs. You
probably won’t want to keep an unspayed cat indoors and let it go into heat.
2. Kittens’ Curiosity
Can Get Them Into Trouble
Kittens are naturally curious which is one
of the reasons that makes them so adorable. Nonetheless, this innate
personality trait can get your kitten into a lot of trouble. From mild injuries
such as grazes to more severe ones such as bone fractures, there are plenty of
ways in which cats can harm themselves while exploring their surroundings.
Even indoor cats can suffer injuries if
they miscalculate a jump and land in the wrong place or if they knock down
heavy objects that fall on their pows, for example. Pet insurance covers the
costs of accident-related care, which is the main reason why you might want to
pay for a pet insurance policy.
3. Kittens
Can Get Injured By Cars
Another dreadful situation that you should
take into account if you become a kitten owner and let your pet roam outside is
the risk of car accidents. Cats are fast and agile animals, but at the same
time, they are small enough so drivers often fail to see them. A car accident
can lead to severe short and long-term consequences.
Paying hundreds of dollars out of your
pocket in case your pet gets hit by a car is an expense you might want to
avoid. With pet insurance, you can rest assured your cat will be well taken
care of. Instead of paying a hefty fee, you’ll only have to pay the insurance
company a small amount each month to benefit from accident coverage.
Moreover, you can get your kitten checked
even if there are no obvious vehicular trauma signs, but your pet shows some
symptoms that might indicate she was hit by a car, such as limping, scratches,
or shock. The insurance can cover the costs of CT scans, ultrasounds, or other
tests that can determine if your feline friend was injured by a car.
4. Getting
Pet Insurance Early Might Lower Your Premiums
Just like health insurance for people, pet
insurance is paid based on a monthly premiums system. Insurance companies take
different factors into account when establishing the premiums’ value. Your
kitten’s age, breed, pre-existent health conditions, and your location are some
of these factors.
Kittens as young as eight weeks old can get
insured. However, the older the cat gets, the harder it is to get insurance as
older animals are more prone to develop health problems. Therefore, the younger
the cat is, the better it is for owners to get pet insurance. The price of the
premiums depends on the pet’s age, with older cats often requiring more
expensive premiums. Moreover, as the cat gets older, you might not be able to
cover it for hereditary conditions if the related symptoms start showing before
you take out the policy.
5. Early
Check-ups Help Avoid Complications with Pre-existing Conditions
Just like humans, kittens can be born with
congenital diseases or may develop in time some conditions they inherited from
their parents, also known as hereditary conditions. While pet insurance can’t
prevent these unfortunate circumstances, it can mitigate the financial burden
pet owners have to carry if their pets develop such diseases.
By taking your pet to the vet for early
checkups, they can start administering the necessary treatments if the pet
starts showing any symptoms. The sooner you take your kitten to the vet, the
earlier they can catch health problems and establish a preventive care routine.
This will help your pet maintain good health while pet insurance can cover some
of the related costs up to a certain limit.
6. Pet
Insurance Can Help You Pamper Your Cat at Lower Costs
While basic pet insurance only covers
accident and illness expenses, many insurance companies also offer wellness
plans or riders. These allow you to pay extra to get coverage for additional
routine care or grooming procedures. Such plans can cover dental care costs,
nail trimming, microchipping, and behavioral training, among others. Some
insurers also include vaccinations, deworming, spaying, and neutering, annual
checkups, or prescription food in their wellness plans.
Conclusion
Pet insurance for kittens is one of the
first things to consider when you get a cat. This type of insurance gets your
pet covered in case of illness, or accidents, and can also cover a wider
variety of expenses if you choose a wellness plan. Pet insurance for kittens will
reduce the financial toll related to your cat’s veterinary expenses, allowing
you to care for your pet the way it deserves to, without wracking your
finances.
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